Welcome to DK Home Loans, I'm Steve Kraushar, your Phoenix home loan expert dedicated to making sure your home purchase or refinance experience is top-notch.
Contact Me Today! Apply Now!Conventional mortgages are ideal for buyers with good credit and money to put down. They typically require a higher down payment, usually 5%–20% and also have higher income and credit score requirements than government loans. Typical fixed-rate loans have a term of 30 or 15 years.
5%
1%
5%
Principal & Interest $1421
Monthly Taxes $1421
Monthly HOA $1421
Monthly Insurance $1421
*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.FHA loans are designed to benefit first-time homebuyers and buyers with less than perfect credit and not a lot of money to put down. FHA loan limits vary by county. Click here to see the loan limits in your area.
5%
1%
5%
Principal & Interest $1421
Monthly Taxes $1421
Monthly HOA $1421
Monthly Insurance $1421
Monthly Mortgage Insurance $0
*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.If you are a veteran or a current member of the U.S. military, you can apply for a VA Loan, which currently offers up to 100% home financing. Thank you for your service!
0%
1%
4.5%
Principal & Interest $1421
Monthly Taxes $1421
Monthly HOA $1421
Monthly Insurance $1421
Purchase Price $1421
VA Funding Fee $1421
Amount Financed $1421
*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.
July 15, 2019When you buy a house in Phoenix, you basically have to learn a whole new language. Between figuring things out with your mortgage lender and navigating the results of the home inspection, you’re probably googling words left and right. It’s important to protect yourself during this major transaction. And that’s why one of the words…
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July 8, 2019Now that summer weather is here, it’s time to start thinking about lawn maintenance. This is especially true when it comes to keeping weeds at bay. With that in mind, here are all the weed prevention tips that you need to know. Take the time to read them over so that you’re ready to keep…
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July 1, 2019Until Homeownership 101 becomes a prerequisite for obtaining a mortgage, most of us will learn how to handle many household tasks through trial and error. There are certain tasks—like replacing critical items before they reach the end of their life span—that you don’t want to learn the hard way. HVAC filters When to replace: Every…
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