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Welcome! We are The Elite Team at DK Home Loans, your Phoenix home loan experts dedicated to making sure your home purchase or refinance experience is top-notch.

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Meet The Elite Team

Steve Kraushar

Steve Kraushar

Area Manager

NMLS ID: 206856
(602) 622-7469

Cassidy Maturan

Cassidy Maturan

Account Executive

(602) 421-2240
 

Maria Almazan

Maria Almazan

Senior Loan Processor

NMLS ID: 1859988
(623) 688-2329

Current Arizona Mortgage Rates

FHA Loan Purchase - 30 Year Fixed

Rate2.88%
1W Change 0.00%
APR3.705%
1W Change 0.00%
Last Updated: 07/12/2020

Conventional Loan Purchase - 30 Year Fixed

Rate3.19%
1W Change 0.11%
APR3.262%
1W Change 0.11%
Last Updated: 07/12/2020

VA Loan Purchase - 30 Year Fixed

Rate2.65%
1W Change 0.10%
APR2.956%
1W Change 0.09%
Last Updated: 07/12/2020

All mortgage rates displayed are provided by Zillow based on borrowers with credit scores between 680-740 and represent averages and trends. Please consult with The Elite Team to receive a personalized rate for your specific situation.

Current Arizona Refinance Rates

FHA Loan Refinance - 30 Year Fixed

Rate3.00%
1W Change 0.00%
APR3.814%
1W Change 0.00%
Last Updated: 07/12/2020

Conventional Loan Refinance - 30 Year Fixed

Rate3.27%
1W Change 0.04%
APR3.335%
1W Change 0.04%
Last Updated: 07/12/2020

VA Loan Refinance - 30 Year Fixed

Rate2.65%
1W Change 0.13%
APR2.979%
1W Change 0.12%
Last Updated: 07/12/2020

All mortgage rates displayed are provided by Zillow based on borrowers with credit scores between 680-740 and represent averages and trends. Please consult with The Elite Team to receive a personalized rate for your specific situation.

Mortgage Calculators

Conventional mortgages are ideal for buyers with good credit and money to put down. They typically require a higher down payment, usually 5%–20% and also have higher income and credit score requirements than government loans. Typical fixed-rate loans have a term of 30 or 15 years.

$

5%

1%

5%

$
$

$1421

Monthly Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.

FHA loans are designed to benefit first-time homebuyers and buyers with less than perfect credit and not a lot of money to put down. FHA loan limits vary by county. Click here to see the loan limits in your area.

$

5%

1%

5%

$
$

$1421

Monthly FHA Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Monthly Mortgage Insurance $0

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.

If you are a veteran or a current member of the U.S. military, you can apply for a VA Loan, which currently offers up to 100% home financing. Thank you for your service!

$

0%

1%

4.5%

$
$

$1421

Monthly VA Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Purchase Price $1421

VA Funding Fee $1421

Amount Financed $1421

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.

Instant Home Valuation

Basement Improvement Projects Phoenix July 7, 2020

Basement Improvement Projects

Even though the country is reopening, we’ve all had plenty of time to stare at the walls in every room in the house. For families desperate to create a new gathering spot that they’re not sick of being in, the basement offers plenty of potential. Here are a few projects to transform your Phoenix basement…

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How to Improve Your Homeowners Insurance Coverage Phoenix June 30, 2020

How to Improve Your Homeowners Insurance Coverage

If you own a home in Phoenix, you need to have adequate homeowners insurance coverage. Nearly all mortgage lenders require it as part of the conditions for issuing a home loan anyway. However, as time goes on, you may find that you want to make certain changes to your homeowners insurance to create a better…

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Why Does My Mortgage Keep Getting Sold? Phoenix June 23, 2020

Why Does My Mortgage Keep Getting Sold?

A letter arrives in the mail and tells you your mortgage has been sold. It also informs you to send your monthly payments to a new address. Don’t panic! This happens all the time, and you shouldn’t see many (if any) changes. So why does your mortgage get sold—and why can it happen multiple times?…

Read More
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Contact The Elite Team

The Elite Team

8282 W Cactus Rd, Ste. E146
Peoria, Arizona 85381
(602) 622-7469
NMLS# 206856

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If you have any immediate questions or concerns don't hesitate to give us a call @ (602) 622-7469

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