Realize Your Dream of Home Ownership

Welcome! We are The Elite Team at DK Home Loans, your Phoenix home loan experts dedicated to making sure your home purchase or refinance experience is top-notch.

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Explore Your Loan Options

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What's Your Home Worth Today?

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Real Customer Experiences

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Meet The Elite Team

Steve Kraushar

Steve Kraushar

Area Manager

NMLS ID: 206856
(602) 622-7469

Cassidy Maturan

Cassidy Maturan

Loan Officer

NMLS ID: 1998683
(602) 421-2240

Maria Almazan

Maria Almazan

Senior Loan Processor

NMLS ID: 1859988
(623) 688-2329

Current

Arizona

Mortgage Rates

Conventional Loan Purchase - 30 Year Fixed

Rate2.99%
1W Change 0.00%
APR3.042%
1W Change 0.00%
Last Updated: 03/07/2021

VA Loan Purchase - 30 Year Fixed

Rate2.71%
1W Change 0.07%
APR3.017%
1W Change 0.09%
Last Updated: 03/07/2021

All mortgage rates displayed are provided by Zillow based on borrowers with credit scores between 680-740 and represent averages and trends. Please consult with The Elite Team to receive a personalized rate for your specific situation.

Current

Arizona

Refinance Rates

FHA Loan Refinance - 30 Year Fixed

Rate2.71%
1W Change 0.17%
APR3.435%
1W Change 0.17%
Last Updated: 03/07/2021

Conventional Loan Refinance - 30 Year Fixed

Rate3.18%
1W Change 0.06%
APR3.235%
1W Change 0.07%
Last Updated: 03/07/2021

VA Loan Refinance - 30 Year Fixed

Rate2.60%
1W Change 0.03%
APR2.93%
1W Change 0.04%
Last Updated: 03/07/2021

All mortgage rates displayed are provided by Zillow based on borrowers with credit scores between 680-740 and represent averages and trends. Please consult with The Elite Team to receive a personalized rate for your specific situation.

Mortgage Calculators

Conventional mortgages are ideal for buyers with good credit and money to put down. They typically require a higher down payment, usually 5%–20% and also have higher income and credit score requirements than government loans. Typical fixed-rate loans have a term of 30 or 15 years.

$

5%

1%

5%

$
$

$1421

Monthly Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.

FHA loans are designed to benefit first-time homebuyers and buyers with less than perfect credit and not a lot of money to put down. FHA loan limits vary by county. Click here to see the loan limits in your area.

$

5%

1%

5%

$
$

$1421

Monthly FHA Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Monthly Mortgage Insurance $0

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.

If you are a veteran or a current member of the U.S. military, you can apply for a VA Loan, which currently offers up to 100% home financing. Thank you for your service!

$

0%

1%

4.5%

$
$

$1421

Monthly VA Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Purchase Price $1421

VA Funding Fee $1421

$1421

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.

Curious about refinancing your home in Phoenix? Rates are historically low and now may be the right time to start saving money every month!

$
%
months
$
%
months
$

Refinancing could save you

$/month

New monthly payment $

Refinance fees $

Lifetime Savings $

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.

Not sure how much of a home you can afford? Enter your personalized information below to get a good ballpark figure of the type of home you can afford today!

$
$
$
$
$
%

You can afford up to

$

Monthly Payment $

Principal & Interest $

Tax $

Insurance $

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.

Instant Home Valuation

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Don’t Wait For Spring To Make A Move

The housing market boom during the first part of 2021 has been nothing short of remarkable. Many experts agree the turnaround from the nation’s economic pause is playing out extremely well for real estate, and the current market conditions are truly making this an ideal time to make a move. Here are some of the…

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What Not To Do After Applying For A Mortgage Phoenix February 26, 2021

What Not To Do After Applying For A Mortgage

Once you’ve found the right home and applied for a mortgage, there are some key things to keep in mind before you close. You’re undoubtedly excited about the opportunity to decorate your new place, but before you make any large purchases, move your money around, or make any major life changes, consult your lender –…

Read More
Second Home vs. Investment Property Phoenix February 19, 2021

Second Home vs. Investment Property

Second home, investment property, vacation home, rental property.....Is there any real difference among them? There are actually some very big differences between second homes and investment properties, especially if you are obtaining financing for one. Second Home A second home is just that: a second property where you and your family spend time, away from…

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Get in Touch

Contact The Elite Team

The Elite Team

8282 W Cactus Rd, Ste. E146
Peoria, Arizona 85381
(602) 622-7469
NMLS# 206856

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If you have any immediate questions or concerns don't hesitate to give us a call @ (602) 622-7469

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